Biometric Authentication Failure and Accountability in Indian Banking System: A Legal Analysis

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Date
2026
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NLUJAA
Abstract
Under this methodology, the legal doctrines from primary texts are examined and critiqued in order to figure out their pragmatic realities and irregularities, if any. Though, the issue in question in this research in intricate therefore analytical techniques are employed. The principal statutes like BR Act, PSS Act, Aadhaar Act, PMLA, CPA 2019, DPDPA 2023 are read in detail. Case laws like Pragya Prasun, Puttaswamy II, LIC V CERC are further given detailed reading. This close reading has helped in understanding the interpretation of a legal rule established by this text and the way in which they function. The study also uses structural doctrinal analysis in order to assess the way numerous legal architectures operate and interact during a single transaction. The comparative method is also utilised to examine the contemporary international norms and find if any can suit Indian milieu. These are further supplemented by secondary resources like peer-reviewed academic articles, books, official government and regulatory reports.
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Dissertation submitted to National Law University and Judicial Academy, Assam In partial fulfilment for award of the degree of MASTER OF LAWS/ ONE YEAR LL.M. DEGREE PROGRAMME Submitted by Siddhi Datri Singh SF0225043 LL.M 2025-2026 & II Semester Supervised by Dr. Shailendra Kumar Assistant Professor of Law
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