An Analytical Study of the Evolution of Cyber Insurance in India: Addressing Coverage Gaps in Cybercrime and Data Breaches

dc.contributor.authorMishra, Mehuli
dc.date.accessioned2025-10-22T07:51:34Z
dc.date.available2025-10-22T07:51:34Z
dc.date.issued2025-06
dc.descriptionDissertation submitted to National Law University and Judicial Academy, Assam in partial fulfilment for award of the degree of MASTER OF LAWS/ ONE YEAR LL.M. DEGREE PROGRAMME Submitted by: Mehuli Mishra SF0224021 LL.M. (2024-25) Supervised by Mr. Ankur Madhia Assistant Professor of Law
dc.description.abstractIndia's hasty digital growth has exposed citizens and companies to an increasing flood of cyber threats; however, the nation's readiness to protect against these financially is still weak. While cyber insurance has received international acclaim as a vital risk management tool, its usage in India—especially among citizens and small to mid-sized businesses—is still low. Such underinsurance arises largely because of large gaps in existing policies, which usually do not cover the entire gamut of contemporary cyber threats like identity theft, ransomware, phishing, and social engineering attacks. Added to this is the absence of regulatory standardization, inadequate consumer awareness, and the lack of suitably designed insurance products adapted to the Indian environment.
dc.identifier.urihttp://dlnluassam.ndl.gov.in:4004/handle/123456789/1006
dc.language.isoen
dc.publisherNational Law University and Judicial Academy, Assam
dc.titleAn Analytical Study of the Evolution of Cyber Insurance in India: Addressing Coverage Gaps in Cybercrime and Data Breaches
dc.typeThesis
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